Giant Food Check Cashing Guide: Fees, Limits & How‑To
Giant Food’s Money Services counters make it easy to convert payroll, government, and refund checks into cash without a bank account. With extended grocery‑store hours, neighborhood locations, and professional service, you can avoid bank lines and get your funds fast.
Types of Checks Accepted
- Payroll & Government Checks (Social Security, IRS refunds)
- Tax Refund & Insurance Settlement Checks
- Two‑Party Checks (endorsed by both payees)
Note: Personal checks are not cashed—see FAQ below.
Fee Structure & Limits
| Check Type | Fee | Max Check Amount |
|---|---|---|
| Payroll & Gov’t | $3.00 per $100 (capped $10–$15) | Up to $1,000–1,500/day |
| Tax Refund & Insurance | $3.00 per $100 (capped $10–$15) | Up to $1,000–1,500/day |
| Two‑Party | +$2.00 handling fee | Same as above |
Always confirm exact fees and daily limits by calling your local Giant Food Money Services counter.
Identification Requirements
- Primary ID: Driver’s license, state ID, or military ID
- Secondary ID (if requested): Utility bill or insurance card
- Endorsement: Sign the back exactly as your name appears on the front
How to Cash Your Check at Giant Food
- Visit the Money Services counter at a participating Giant Food location.
- Present your check and valid ID to the cashier.
- Pay the fee in cash or debit.
- Receive your cash immediately once your check is verified.
Pro Tip: Go during off‑peak hours (weekday mornings) and bring exact change for fees to speed up the process.
FAQs
Can You Cash a Check at Giant Food Near Me?
Not all Giant Food stores offer check cashing. To find a location near you:
- Use Google Maps and search “Giant Food check cashing near me”
- Call your local Giant Food store and ask for Money Services hours
- Look for “Money Services” in the store amenities section at GiantFood.com
Does Giant Food Cash Personal Checks?
No. Giant Food only cashes payroll, government, tax refund, insurance settlement, and two‑party checks.
Does Giant Food Sell Money Orders?
Yes. Most Giant Food Money Services counters issue money orders (up to $1,000 per order) for a flat fee of approximately $0.70–$1.50. Fees vary by location—confirm with your local store.
What Are Giant Food’s Money Order Fees?
Money order fees typically range from $0.70 to $1.50 each. Some states may have different fee caps—check with your local counter.
Do You Need a Bank Account to Cash a Check at Giant Food?
No. Giant Food’s check‑cashing service is designed for unbanked and underbanked customers—just bring valid ID.
How Long Does It Take to Cash a Check?
Most checks clear instantly at the counter. For unusually large or “high‑risk” checks, a short hold (1–2 business days) may apply. Ask your cashier for details.