Top 10 Check Cashing Services in Raleigh

Raleigh, the capital city of North Carolina, offers various check cashing services to cater to your financial needs. Whether you need quick cash, don’t have a bank account, or are looking for convenience, Raleigh has several options. Here’s a comprehensive list of Raleigh’s top 10 check cashing services, including their locations, fees, and operating hours.


1. ACE Cash Express

Location: 3131 Capital Blvd, Raleigh, NC 27604
Fees: 1-3% of the check amount
Operating Hours:

  • Monday to Friday: 9 AM – 7 PM
  • Saturday: 9 AM – 5 PM
  • Sunday: Closed

ACE Cash Express offers quick and reliable check cashing services with minimal fees. They accept various checks, including payroll, personal, and government checks.

2. Check Into Cash

Location: 3901 Capital Blvd, Raleigh, NC 27604
Fees: Varies by check type
Operating Hours:


  • Monday to Friday: 10 AM – 6 PM
  • Saturday: 10 AM – 4 PM
  • Sunday: Closed

Check Into Cash provides various financial services, including check cashing. Their friendly staff ensures a hassle-free experience.

3. The Check Cashing Store

Location: 3110 New Bern Ave, Raleigh, NC 27610
Fees: 1-4% of the check amount
Operating Hours:

  • Monday to Friday: 9 AM – 6 PM
  • Saturday: 9 AM – 3 PM
  • Sunday: Closed

The Check Cashing Store is known for its fast service and low fees. They handle payroll, government, and insurance checks.

4. Speedy Cash

Location: 4425 Falls of Neuse Rd, Raleigh, NC 27609
Fees: 1-3% of the check amount
Operating Hours:


  • Monday to Friday: 9 AM – 7 PM
  • Saturday: 9 AM – 5 PM
  • Sunday: Closed

Speedy Cash offers convenient check cashing services with competitive fees. They also provide payday loans and other financial services.

5. Money Services at Kroger

Location: 350 Six Forks Rd, Raleigh, NC 27609
Fees: 1-2% of the check amount
Operating Hours:

  • Monday to Sunday: 8 AM – 8 PM

Money Services at Kroger is a great option for those who need to cash checks while grocery shopping. They accept payroll, government, and other types of checks.

6. Walmart Money Center

Location: 6600 Glenwood Ave, Raleigh, NC 27612
Fees: $4 for checks up to $1,000, $8 for checks over $1,000
Operating Hours:


  • Monday to Sunday: 8 AM – 10 PM

Walmart Money Center is a convenient and affordable option for check cashing. They also offer other financial services like money transfers and bill payments.

7. A-1 Check Cashing

Location: 2400 E Millbrook Rd, Raleigh, NC 27604
Fees: 1-4% of the check amount
Operating Hours:

  • Monday to Friday: 9 AM – 6 PM
  • Saturday: 9 AM – 3 PM
  • Sunday: Closed

A-1 Check Cashing provides quick and reliable services for checking various personal and business checks.

8. PLS Check Cashers

Location: 3500 Wake Forest Rd, Raleigh, NC 27609
Fees: 1-4% of the check amount
Operating Hours:


  • Monday to Friday: 9 AM – 7 PM
  • Saturday: 9 AM – 5 PM
  • Sunday: Closed

PLS Check Cashers is known for its customer-friendly service and competitive fees. They accept payroll, government, and other types of checks.

9. Fast Cash

Location: 4100 Western Blvd, Raleigh, NC 27606
Fees: 1-3% of the check amount
Operating Hours:

  • Monday to Friday: 9 AM – 6 PM
  • Saturday: 9 AM – 3 PM
  • Sunday: Closed

Fast Cash offers quick check cashing services with low fees. They also provide payday loans and other financial products.

10. CheckSmart

Location: 1701 New Hope Church Rd, Raleigh, NC 27609
Fees: 1-4% of the check amount
Operating Hours:


  • Monday to Friday: 9 AM – 6 PM
  • Saturday: 9 AM – 3 PM
  • Sunday: Closed

CheckSmart is a reliable option for check cashing services in Raleigh. It offers competitive fees and accepts various types of checks.

Tips for Choosing a Check Cashing Service

  • Compare Fees: Check cashing fees can vary significantly, so it’s important to compare rates to find the best deal.
  • Check Operating Hours: Ensure the service is open when convenient for you.
  • Verify Accepted Check Types: Some services may not accept certain checks, so confirm in advance.

Considering these factors, you can choose the best check cashing service in Raleigh that meets your needs.

Robert Wolfe

Robert is a financial services expert specializing in check cashing, money management, and alternative banking solutions. As the founder of CheckCashingInsight, Robert provides practical advice to help consumers make informed financial decisions, especially those dealing with cash-based transactions.