Top 10 Check Cashing Services in Houston

Finding a reliable check cashing service in Houston can save you time and ensure you get the best rates. Here’s a comprehensive list of Houston’s top 10 check cashing services, complete with their locations, fees, and operating hours.

1. ACE Cash Express

Location: Multiple locations across Houston
Fees: Fees vary based on the type and amount of the check
Operating Hours: Monday-Saturday: 9 AM – 7 PM, Sunday: 10 AM – 4 PM


ACE Cash Express is a well-known provider offering various financial services, including check cashing. They have multiple locations throughout Houston, making finding a branch near you convenient.

2. Speedy Cash

Location: 8224 Gulf Fwy, Houston, TX 77017
Fees: Approximately 2-3% of the check amount
Operating Hours: Monday-Saturday: 8 AM – 8 PM, Sunday: 10 AM – 4 PM


Speedy Cash is renowned for its quick service and reasonable fees. They offer extended hours to accommodate different schedules.

3. PLS Check Cashers

Location: 3201 North Freeway, Houston, TX 77009
Fees: 1-2% of the check amount
Operating Hours: Monday-Sunday: 24 hours


PLS Check Cashers offers 24/7 service, ensuring you can cash your check anytime. Their low fees and round-the-clock availability make them a popular choice.

4. Check ‘n Go

Location: 5721 Bellaire Blvd, Houston, TX 77081
Fees: Varies by check type and amount
Operating Hours: Monday-Saturday: 10 AM – 6 PM, Closed on Sunday


Check ‘n Go provides a straightforward check cashing process and various other financial services. Their competitive rates are ideal for those looking to maximize their funds.

5. Mr. Payroll

Location: 11212 Westheimer Rd, Houston, TX 77042
Fees: Flat fee of $3 for payroll checks up to $500
Operating Hours: Monday-Saturday: 9 AM – 8 PM, Sunday: 10 AM – 6 PM


Mr. Payroll specializes in cashing payroll checks with a simple fee structure. Their services are quick and efficient, catering to working individuals.

6. CFSC Checks Cashed

Location: 2115 S Wayside Dr, Houston, TX 77023
Fees: 2% of the check amount
Operating Hours: Monday-Saturday: 8 AM – 7 PM, Sunday: 10 AM – 5 PM


CFSC is known for its transparent fee structure and excellent customer service. They offer a range of financial services beyond check cashing.

7. United Check Cashing

Location: 921 W Rankin Rd, Houston, TX 77067
Fees: Varies based on check type and amount
Operating Hours: Monday-Saturday: 9 AM – 7 PM, Sunday: 10 AM – 3 PM


United Check Cashing provides a reliable and secure check cashing service. Their staff is knowledgeable and ready to assist with any questions.

8. Friendly Check Cashing

Location: 6800 Southwest Fwy, Houston, TX 77074
Fees: Approximately 2-3% of the check amount
Operating Hours: Monday-Saturday: 9 AM – 7 PM, Closed on Sunday


Friendly Check Cashing lives up to its name with friendly and helpful staff. They offer competitive fees and quick service.

9. Cash America Pawn

Location: 4705 W Fuqua St, Houston, TX 77045
Fees: Varies by check type
Operating Hours: Monday-Saturday: 9 AM – 7 PM, Sunday: 10 AM – 4 PM


Cash America Pawn is a pawn shop that also offers check cashing services. They are a good option if you must cash a check and possibly pawn items simultaneously.

10. H-E-B Business Center

Location: 1701 W Alabama St, Houston, TX 77098
Fees: Typically $3 per check
Operating Hours: Monday-Sunday: 8 AM – 10 PM


H-E-B Business Centers provide a convenient option for grocery shoppers. They offer low fees and extended hours, making it easy to cash checks while shopping.


Tips for Choosing the Right Check Cashing Service

  1. Compare Fees: Different services have varying fee structures. Always compare fees to ensure you’re getting the best deal.
  2. Check Operating Hours: Choose a service that fits your schedule. Some services offer 24/7 availability, while others have limited hours.
  3. Location Convenience: Opt for a location that is easily accessible to save on travel time.
  4. Customer Service: Good customer service can make the process smoother and more pleasant.

You can find the best check cashing service in Houston that meets your needs using this guide. To expedite the process, always remember to bring a valid ID and any necessary documents.