Top 10 Check Cashing Services in Chicago

Finding a reliable check cashing service is crucial when you need quick access to your funds. Chicago offers a variety of options, each with its own set of benefits. This article provides a comprehensive list of the top 10 check cashing services in Chicago, including their locations, fees, and operating hours, to help you make an informed decision.

1. PLS Check Cashers

Location: Multiple locations across Chicago
Fees: Typically 1% to 4% of the check amount
Operating Hours: 24/7 at most locations


PLS Check Cashers is known for its convenient locations and round-the-clock service. They offer competitive fees and other financial services, including money transfers and bill payments.

2. Speedy Cash

Location: 3514 W North Ave, Chicago, IL 60647
Fees: Approximately 2.99% of the check amount
Operating Hours: Monday to Saturday: 8 AM – 8 PM, Sunday: 10 AM – 4 PM


Speedy Cash provides fast and efficient check cashing services. They are particularly known for their friendly customer service and straightforward fee structure.

3. Currency Exchange International (CXI)

Location: 1030 W Taylor St, Chicago, IL 60607
Fees: Varies by check type, generally around 2%
Operating Hours: Monday to Friday: 9 AM – 5 PM, Saturday: 10 AM – 4 PM


CXI offers a reliable option for check cashing and other currency services. They are well-regarded for their transparency and professional staff.

4. Check ‘n Go

Location: 200 W Jackson Blvd, Chicago, IL 60606
Fees: 1% to 5% of the check amount
Operating Hours: Monday to Friday: 9 AM – 6 PM, Saturday: 9 AM – 1 PM


Check ‘n Go is a well-known chain that provides various financial services. They offer competitive rates and are conveniently located in the city’s heart.

5. ACE Cash Express

Location: 1611 N Cicero Ave, Chicago, IL 60639
Fees: Varies, generally 3% of the check amount
Operating Hours: Monday to Saturday: 9 AM – 7 PM, Sunday: 10 AM – 3 PM


ACE Cash Express is popular for its comprehensive services, including check cashing, payday loans, and prepaid debit cards. They are known for their accessibility and customer-friendly policies.

6. Payomatic

Location: 2805 N Broadway, Chicago, IL 60657
Fees: Around 2.5% of the check amount
Operating Hours: Monday to Friday: 9 AM – 6 PM, Saturday: 10 AM – 4 PM


Payomatic offers quick and reliable check cashing services. They are favored for their straightforward processes and reasonable fees.

7. United Check Cashing

Location: 300 W Adams St, Chicago, IL 60606
Fees: Typically 1% to 4% of the check amount
Operating Hours: Monday to Friday: 9 AM – 6 PM


United Check Cashing provides various financial services, including check cashing, money orders, and bill payments. They are known for their professional service and convenient downtown location.

8. Check Into Cash

Location: 10201 S Western Ave, Chicago, IL 60643
Fees: Varies, generally 2% to 5% of the check amount
Operating Hours: Monday to Friday: 9 AM – 6 PM, Saturday: 9 AM – 2 PM


Check Into Cash offers a broad range of financial services. They are known for their reliability and customer service, making them a solid choice for check cashing needs.

9. CFSC (Community Financial Service Centers)

Location: Multiple locations across Chicago
Fees: 1% to 4% of the check amount
Operating Hours: Varies by location, typically 9 AM – 7 PM


CFSC is a trusted name in the check cashing industry. They offer a wide range of financial services, and their multiple locations make them a convenient option for many.

10. The Check Cashing Place

Location: 4701 S Ashland Ave, Chicago, IL 60609
Fees: Approximately 3% of the check amount
Operating Hours: Monday to Saturday: 9 AM – 6 PM


The Check Cashing Place is known for its straightforward services and competitive fees. They are a reliable choice for anyone needing quick access to their funds.

Conclusion


Choosing the right check cashing service can save you time and money. Each of these top 10 services in Chicago offers unique benefits, from 24/7 availability to competitive fees and comprehensive financial services. Consider your specific needs and location to find the best option for you. Always verify the current fees and operating hours directly with the service provider, as these can change.